Visa
Card Worldwide
Credit & debit · the baseline everyone has.
3DS2TokenizationPre-authRecurring
Payment methods Live across 90+ markets
Every way they want
to pay. One integration.
Cards, wallets, buy-now-pay-later, bank rails, and the local methods tourists expect at checkout — every single one pre-certified, tokenizable, and ready to switch on with a single flag.
Payment methods
20+
cards · wallets · BNPL · bank · local
Markets live
90+
from Lisbon to Luanda
Currencies
192
with built-in DCC
Integration
1
every method, one API
The full lineup
21 methods.
One integration flag away.
Every method below is already live on the Paybyrd platform — tokenization, 3DS2, and reconciliation flow into the same dashboard. Flip a flag, go live.
Mastercard
Card Worldwide
Credit & debit · full commercial + consumer support.
3DS2TokenizationPre-authRecurring
American Express
Card Worldwide
Higher ticket, higher acceptance. We route it right.
3DS2TokenizationRecurring
China UnionPay
Card Worldwide
The largest network by volume. Essential for tourism corridors.
Tokenization3DS2
Discover
Card Worldwide
Cross-honoured with Diners — one integration, both networks.
3DS2Tokenization
Diners Club
Card Worldwide
Hospitality-heavy usage. Strong in EMEA and LatAm.
3DS2Tokenization
Apple Pay
Wallet Worldwide
The conversion winner on mobile web. Native in every browser Safari touches.
TokenizedBiometric authFace ID / Touch ID
Google Pay
Wallet Worldwide
Fast-tracked for Q2 deployment across the Android fleet.
TokenizedAndroid nativeBiometric
Samsung Pay
Wallet Worldwide
Works on more terminals than any other wallet — even non-NFC ones.
TokenizedNFCMST
Revolut Pay
Wallet Europe
The new darling of European checkout. Zero decline on tourist cards.
InstantNo feesEU-wide
PayPal
Wallet Worldwide
Older demographic, higher ticket. Turn it on for premium retail.
Buyer protectionTokenizedRecurring
Pay by Link
Wallet Worldwide
The secret weapon. Generate a link anywhere, paid anywhere.
SMSWhatsAppEmailQR
Klarna
BNPL Europe
Doubles average order value in retail. EU-wide consumer trust.
Pay in 3Pay in 30Financing
Floa
BNPL France
The go-to BNPL for French checkout. Deep merchant discount.
InstalmentsPay laterCredit
SEPA
Bank rail Europe
The European rail. Low fees, high trust, built for subscriptions.
InstantDirect DebitRecurring
iDEAL
Bank rail Netherlands
Not optional if you sell to the Netherlands. Full stop.
Instant bankNL-native#1 in Dutch market
MB WAY
Local Portugal
Portuguese shoppers prefer it over cards. 3 out of 5 checkouts.
Phone-basedInstantSplitPT-native
Multibanco Reference
Local Portugal
The unbanked's bridge to e-commerce. Generate, wait, confirm.
ATMHome bankingReference-based
PIX
Local Brazil
Brazil's national instant rail. Faster than card, cheaper than card.
Instant 24/7QRZero fees
Multicaixa
Local Angola
The Angolan equivalent of a national card network.
Card railAO-nativeBanking-integrated
Multicaixa Express
Local Angola
Mobile-first counterpart. Dominates urban Angola checkouts.
Mobile appInstantAO-native
No methods match that filter. Try "All methods" or a broader search.
Showing 21 of 21 methods
View integration docs Global · local · right
Where you sell,
what wins the cart.
Every market has a dominant rail. Miss it and you leak revenue to the competitor one tap away. Here's the shortlist per region — pre-wired into every Paybyrd integration.
🇵🇹
Market
Portugal
MB WAY is non-optional.
3 of 5 Portuguese checkouts go through MB WAY.
Works with
MB WAY Multibanco Reference Visa Mastercard Apple Pay Samsung Pay +2
🇳🇱
Market
Netherlands
iDEAL or lose the cart.
iDEAL owns 70%+ of Dutch e-commerce volume.
Works with
iDEAL Visa Mastercard Apple Pay Google Pay PayPal +2
🇧🇷
Market
Brazil
PIX is the new rail.
PIX processed 42B transactions in 2023 — more than cards.
Works with
PIX Visa Mastercard American Express Apple Pay Google Pay
🇦🇴
Market
Angola
Multicaixa for the whole market.
Multicaixa + Express cover virtually every banked Angolan.
Works with
Multicaixa Multicaixa Express Visa Mastercard
🇫🇷
Market
France
Floa doubles basket size.
BNPL usage in French e-commerce doubled year on year.
Works with
Floa Visa Mastercard Apple Pay Google Pay PayPal +2
🇪🇺
Market
EU · the rest
Cards, wallets, SEPA, Klarna.
One configuration unlocks 27 EU markets at once.
Works with
Visa Mastercard Apple Pay Google Pay Samsung Pay Revolut Pay +4
🌍
Market
Rest of world
Cards + global wallets.
90+ markets live, including USD, GBP, CHF, CAD, AUD, JPY, CNY.
Works with
Visa Mastercard American Express UnionPay Discover Diners +3
✈️
Market
Cross-border tourism
Every foreign card, every tap.
192 currencies · automated tax-free refunds for eligible tourists.
Works with
Visa Mastercard Amex UnionPay Apple Pay Google Pay +2
Not on the list? Tell us your market → We've added 11 methods in the last 18 months.
Included on every method
The plumbing nobody
wants to think about.
Tokenization, SCA, refunds, chargebacks, recurring, DCC — already done, across every method. Your team ships features, not payment specs.
3DS2 authentication
SCA-compliant everywhere it's needed. Frictionless flow where the issuer allows, step-up challenge where they insist.
Network tokenization
Cards tokenized at the network level — longer life, higher approval, and no scope on your side. Apple Pay & Google Pay included.
Pre-auth + partial capture
Lock funds, settle later — with partial capture when the final amount differs. Built for hotels, rentals, and any open-tab flow.
Split payments
One transaction, multiple payees. Built for marketplaces, multi-merchant POS, and any revenue-share model.
Recurring + saved cards
Subscriptions, top-ups, and one-click repeat purchases. Cards stay on file at the network, not on your server.
DCC · 192 currencies
Dynamic Currency Conversion on every card. Tourists pay in their home currency, you book in yours, rates lock for 60s.
Full + partial refunds
Refunds post in under 3s with an ARN. Partial, full, and split across methods. No ticket to the acquirer, no hold music.
Chargeback defence
Automated evidence packs. We compile the AVS, 3DS, delivery, and tokenization proofs in one click and submit on your behalf.
Plays with everything
Connected to the systems
you already trust.
Plug-and-play for the platforms you run. REST + webhooks for the ones we don't cover yet. A week of engineering time, max.
E-commerce platforms
WooCommerce
Official plugin · WP.org
Magento
Adobe Commerce certified
Shopify
Checkout extension
PrestaShop
Module marketplace
BigCommerce
App store
Custom
REST API + webhooks
ERP · POS · PMS
SAP
Hybris + ECC connectors
Oracle
Opera Cloud ready
Newhotel
PMS-native
Host PMS
Host hotel systems
Moloni
PT bookkeeping
Vendus
PT retail POS
Primavera
PT ERP
Custom POS
Android SDK + JS SDK
Analytics · Finance
Xero
Reconciliation export
Sage
Ledger sync
QuickBooks
US/UK book export
Power BI
Direct connector
Looker
Warehouse sync
Don't see yours? Build on the REST API — our open-source starter hits production in 4 days on average.
Open-source API · tailored solutions
Missing a method?
We've got you.
We added 11 new methods in the last 18 months — most on a merchant request. If you sell into a market we don't yet cover, or your stack needs a bespoke integration, build on the open API or send us a note. Either way, you're talking to a human.
Finally, a provider you can actually talk to
One integration.
Every method that matters.
Book a fifteen-minute call with a payment engineer — not an SDR. We'll map your markets to the exact mix of methods, show you a live integration, and have a sandbox in your inbox by tomorrow.
Sandbox access within 24 hours
Production-ready in under a week
Migration help from a real payment engineer