Paybyrd Paybyrd
Omnichannel

One customer.
Every channel.
One view.

POS, web, mobile, kiosk, WhatsApp — Paybyrd is the payment brain that remembers every interaction and pays out as one.

5 channels, 1 ledger Same customer recognized everywhere One reconciliation, one payout
POS
Web
Mobile
Kiosk
Chat
Paybyrd
Brain

The problem · The fix

Your customer isn't split.
Your payments shouldn't be either.

Same person, five touchpoints, one decision. Legacy stacks treat each as a stranger. Paybyrd recognizes them everywhere — and carries context with them.

Without Paybyrd

Five systems. Five silos.

POS Terminal vendor A Isolated
Web Gateway B Isolated
Mobile SDK C Isolated
Kiosk Vendor D Isolated
Chat / Link Plug-in E Isolated
5
monthly reports
3–5d
to reconcile
0
customer memory
With Paybyrd

One brain. Every signal.

POS €142 · In-store · 14:22 Maria S.
Web €89 · Checkout · 16:08 Maria S.
Mobile €24 · App · 18:31 Maria S.
Kiosk €56 · Self-service · 19:05 Maria S.
Chat / Link €312 · PayByLink · 20:40 Maria S.
1
dashboard
Daily
auto-reconciled
customer memory
In the wild

What it actually looks like on the shop floor.

Happening right now
Retail · QR Pay
Scan the shelf

Lift the bottle. Scan the tag. Paid before she reaches the counter.

Every flow · One brain

Customers don't live in one channel.

Your payments shouldn't either. Six flows that used to live on email threads — now one transaction, one customer, one ledger.

01 / Click & Collect

Ordered online.
Collected at the counter.

One transaction. Two channels. Your staff scans the QR, the customer walks out with the goods. You never touch the settlement.

WebshopPOSLoyalty
Outcome
One rail · same customer
Settled
€89.00
Shop ● Order placed
Sneakers · Size 42
Total €89.00
Collected
€89.00
● Settled · same rail
02 / BORIS

Bought online.
Returned at the counter.

Scan the receipt. Funds back on the original card before the customer leaves the store — ARN, audit, and inventory update included.

WebshopPOSOriginal method
Refund time
3.0s
Returned
−€149.00
Order #RT-4821
Web · 3d ago
Wool jacket · Size M
€149.00 · Visa ••4821
Refunded to Visa ••4821
ARN 7492-1183-4821 · instant
−€149
03 / Tap-to-Pay QR

No card.
No terminal.

Sticker on the table. Customer scans. Apple Pay, Google Pay, or any local wallet. Paid before the waiter walks back.

Dine-inRetailSelf-service
Hardware needed
A printed sticker.
Paid
€8.40
TABLE 4 · SCAN TO PAY
Pay Café · €8.40
Apple Pay Visa ••4821
Total €8.40
✓ Pay with Face ID
04 / PayByLink

Send a payment
where they already chat.

WhatsApp, SMS, Instagram, email, or your app. Generate a link, they pay, you're done. Same ledger as your storefront.

WhatsAppSMSEmailIn-app
Send → settle
Under 4 minutes
Paid
€64.00
P
Your store
● online
05 / Self-service Kiosk

Queue busters
that actually bust queues.

Full-screen kiosk, fully branded, running on Paybyrd hardware. Syncs to your main POS in real time. No separate backend to babysit.

QSRRetailAirportEvents
Avg checkout
45 seconds
Staff freed
−60%
Order #4127
Espresso ×2 €3.20
Croissant €2.10
Orange juice €3.50
Total €8.80
Tap card here
Syncs to POS · real-time
06 / Auto-loyalty

Recognize them
before they ask.

Returning customers spotted at the card tap. Rewards, discounts, and tier bumps applied silently — no app, no card, no "do you have our app?"

ReturningNo appNo cardAny channel
Discount
10% auto-applied
Settled
€26.10
M
Maria Silva recognized
42 visits · Gold tier · LTV €6.2k
Gold
Gold tier: 10% off applied
No coupon, no prompt
Receipt
Subtotal€29.00
Gold discount−€2.90
Total€26.10

Six flows. One ledger.

More than numbers

Every customer,
seen in full.

Five channels, one record. Not a transaction log — a living profile that tells you who, when, where, and what to do next.

Try:
paybyrd · customer intelligence
Live
S

Sofia Mendes

Lisboa · Portugal
Gold · since Jan 2024
Visits
42
Lifetime
€6.2k
Avg spend
€148
First channel
Web
Recognized on every channel
Monthly spend · 12 months
€4,450 +38%
MayJunJulAugSepOctNovDecJanFebMarApr
Channel mix
Top
POS
POS 38%
Web 24%
Mobile 18%
Kiosk 12%
Link 8%
Payment preferences
Apple Pay
42%
Visa
28%
MB Way
18%
PayPal
12%
Next best action

Push Friday 10% offer

Buys Fri 18:00 · 78% confidence

When
Send Thu 12:00
Expected
+€68
Unified activity
Last 72 hours · every channel
5 touchpoints · €623.00
  1. Tue 14:22 POS
    Store #4 · Lisboa Baixa · Apple Pay
    €142.00
  2. Tue 16:08 Web
    Web checkout · desktop · Visa
    €89.00
  3. Wed 09:15 Link
    PayByLink · WhatsApp · MB Way
    €24.00
  4. Wed 18:31 Mobile
    Mobile app · iOS · Apple Pay
    €56.00
  5. Thu 19:05 Kiosk
    Kiosk · Store #7 Porto · Mastercard
    €312.00

Every receipt tells a story. Paybyrd reads every one.

The Receipts

Claims,
documented.

Every line you've read so far — backed by a number, a customer, or a contract clause. No marketing asterisks.

01 / Conversion

They finish paying.

Fully white-labeled checkout. Every method your customer reaches for — already there, mobile-first, PSD2-ready.

Approval rate
92.7%
vs 88.0% industry average · +4.7pp
secure.paybyrd.com/pay/kk
KuantoKusta
Powered by Paybyrd
Total
€89.00
#RT-4821
Select payment method
MB WAY
MB WAY
Pay with MB WAY
Credit Card
Credit Card
Visa, Mastercard, and more
PayPal
PayPal
Pay with your PayPal account
Klarna
Klarna
Buy now, pay later
iDEAL
iDEAL
Pay with your bank account
SSL · PCI DSS L1 · Powered by Paybyrd
Time to live
4h
Avg signup → first tx
Setup fee
€0
No card required
Per transaction
1.25%
+ €0.08 fixed
Money-back
30d
Every commission refunded
02 / Performance

Numbers that outpace the spec sheet.

Smart routing, local acquiring, real-time retry. The rate creeps up quietly, month after month.

Smart routing +2.1pp
Local acquiring +1.8pp
Real-time retry +0.8pp
Trusted by
TAPVila GaléKuantoKustaWiñk
Approval rate · 30 days
Rolling · all methods
Live
95% 91% 87% 84%
92.7%
Paybyrd
88.0%
Industry
Recovered revenue · last 30 days +€412,800
03 / Human support

Someone picks up.
Every time.

Real humans in Europe. Dedicated account manager from day one. The phone is answered in Portuguese, English, Spanish, and French.

S
J
A
M
+8
12 agents online
Lisbon · Madrid · Porto
"We had a customer in the middle of a €12k transaction that wouldn't authorize. I called support, someone answered in under a minute, and it was resolved before the customer walked out. Try that with your last payment provider."
Carlos Rodrigues · CFO, Vila Galé
P95 Response
1h 47m
Satisfaction
98%
Rolling 90 days
Monitoring
24/7
Ops always on
04 / Hardware

The gear that doesn't quit.

Android-powered. PCI 6 SRED certified. IP65 water and dust resistant. Our software pre-loaded. Over-the-air updates included.

  • Buy outright or rent monthly — cancel anytime
  • Free 4G SIM included on every device
  • Built-in printer, scanner, NFC, and camera
  • On-site swap within 24h · spares stocked in Lisbon & Madrid
Rental starts at
€19 / month
Compare models
Rawhide
PAX A920
Renegade
PAX A77
Maverick
Sunmi V3

Not taglines. Receipts.

Case study · Hospitality

Vila Galé

"Reception, restaurant, spa, golf, kids' club — a guest can tap once, charge anywhere on the property, and we reconcile it all in one close at night. Paybyrd made that possible across 40+ hotels in four countries."

Carlos Rodrigues · CFO, Vila Galé
Reconciliation
3d → 2h
Close across 40+ properties
Channels unified
5
POS · Web · Mobile · Kiosk · Link
Guest recognition
Always on
Folio follows the guest
Finance team
1 dashboard
Was five spreadsheets
Built for every channel

Your channels, talking.
Finally.

Connect your first channel in minutes. Add the others at your pace. One ledger the whole time — no "migration phase".

POS · Web · Mobile · Kiosk · Link
One reconciliation, one payout
Live in under 4 hours